So, the 65
year old mother of one of the guys in my small group at church has breast
cancer. Last week she was admitted to
the ICU of the hospital in the Florida community where she lives.
It has been
difficult for her son who lives here, a good 10 hours away. This is especially true since his father is
disabled and in a wheelchair. When he
first learned his mother had cancer he had hoped to get there for a good visit
and see what he could do for both parents.
He now has no idea how he can possibly go unless the worst happens. Why?
Because of medical expenses for his 12 year old daughter.
Several
times she was sent home from school due to an acute headache and resulting illness. At one point in time she had to be taken to
the emergency room. Her speech had
become slightly slurred, her vision was somewhat affected and she had some
numbness down one arm. An MRI showed no
brain tumor. However, in due course, she
was diagnosed as having severe migraines.
But surely,
medical insurance would pay for most of the emergency room visit and an MRI on a child, right? Absolutely.
Just as soon as an annual deductible of $3,000 is met. To those who have always had excellent
medical insurance coverage and/or have $3,000 that doesn’t sound horrible, does
it? BUT, some, even with both husband
and wife working, simply cannot afford $3,000 per year in medical bills. And this young family is in this
category.
Later, when
I had an opportunity to talk with the couple privately, I asked if they minded
sharing with me how a family handles medical expenses that cannot be paid all
at once. Here’s what I was told.
Previously
you received a bill and you paid the hospital whatever amount you were able to
each month. Now, unfortunately, the
hospital does not do its own billing. A
third party administrator does that. AND, you must pay 8% interest on any unpaid balance. I repeated that in order to be sure I heard
correctly. Sadly, and what I think should be to our extreme
shame, I had.
They went on
to say that because the interest on their credit card is less than 8% they had
paid the bill in full and now had to work to pay off that credit card balance
of $2,800. Of course, come January 1st
the deductible for their medical insurance would start over at $3,000. So, should there be any other medical bills in
2016 that are beyond their ability to pay immediately, that amount would have
to be added to this balance of $2,800.
Now you know
why I left church totally irritated. Not
good, I know. But truthful. At issue for me is the fact that, all too
frequently, I hear it proudly asserted that we are a “Christian” nation. We Christians believe we have received grace,
although we do not, in any way, deserve it.
We believe in loving others as ourselves.
I left
church wondering just how many of the Christians I know would want to:
· Have several frightening incidences
concerning their child’s health?
· Worry about not only paying medical
bills, but paying interest on any balance?
· Have that worry while also having a
very ill parent?
· Wonder if they could afford to go
visit that sick parent and be unsure, only because of debt incurred
while trying to get help for their child?
I dare say
none.
So what has
our Christian stance been with respect to healthcare? We have bought into the very non-Christian
idea, promoted by Christian leaders, that some people don’t pay taxes, but want
healthcare; that they should have to pay something into the system in order to
get something. (These Christian leaders
are referring to income taxes, but fail to make that clear. They don’t mention that these people pay
sales tax; that would weaken their argument and some Christians might not get
as indignant as needed.) We have bought
into the idea that we don’t want to pay for these; they really don’t deserve
it.
We have NOT
given thought about those who are just like how many of us would describe
ourselves: people who work hard, who are
raising (or have raised) good kids, who attend church regularly, who pay income
taxes. The difference is that they have
less than we do. We assume it is their
fault. The unspoken assumption is that
others are guilty until proven innocent.
We do such a
pathetic job of using the intellect we believe God Himself gave us. We don’t stop to consider that maybe some are
gifted for jobs that, although critical to all of us, simply do not pay
well. We don’t stop to consider maybe
they are helping (or have been helping) parents who are sick and/or
disabled. We don’t stop to consider that
in addition to worrying about medical expenses, these families have no idea how
they will help their child(ren) go to college.
And it’s all
because we are so afraid someone will get something s/he does not deserve. And we don’t want any of what we’ve worked
for to be taken from us. Now, although
we believe in always giving thanks, we don’t believe it applies to being
thankful that we were given the intellect, the right parents, the educational
opportunities AND ongoing health to accomplish what we think we
have.
So, if I do
a school exercise of comparing and contrasting, just how might we Christians
compare to Jesus Himself; the One for whom we say we live; the One who gave
up everything for us, although we say we were and are undeserving?
To get an
honest, straightforward answer I think I would like to talk to non-Christians
or atheists; you know, the ones we Christians say just don’t understand because
they don’t believe in the God we do.
Were I one to bet, I would bet they would see no real similarities
between us and Jesus. But I sincerely
imagine they would see our behavior as completely contrasting that of
Jesus. And you know something, I feel very sure I
would win that bet.
But I do
know one thing for sure. I know that no
one of any other faith, no one who is agnostic, and no one who is atheist could
be more disgusted with Christians than I.
And I include myself. I do so
because I have not been assertively adamant with Christian friends at church or
anywhere else about just how selfish we are and about just how NON-Christian we
really are. Shame, shame on me!!!